County Cost Group 640 BAH rates 2026
Updated Updated for 2026 tax law
Service members stationed in the County Cost Group 640 military housing area (ZZ640) receive these 2026 Basic Allowance for Housing rates. An E-5 gets $1,434 a month with dependents.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,329 | $1,071 |
| E-2 | $1,329 | $1,071 |
| E-3 | $1,329 | $1,071 |
| E-4 | $1,329 | $1,071 |
| E-5 | $1,434 | $1,161 |
| E-6 | $1,734 | $1,299 |
| E-7 | $1,803 | $1,353 |
| E-8 | $1,878 | $1,500 |
| E-9 | $1,992 | $1,581 |
| W-1 | $1,752 | $1,314 |
| W-2 | $1,833 | $1,497 |
| W-3 | $1,929 | $1,593 |
| W-4 | $2,013 | $1,746 |
| W-5 | $2,124 | $1,821 |
| O-1E | $1,815 | $1,431 |
| O-2E | $1,914 | $1,563 |
| O-3E | $2,031 | $1,725 |
| O-1 | $1,476 | $1,221 |
| O-2 | $1,731 | $1,404 |
| O-3 | $1,926 | $1,623 |
| O-4 | $2,154 | $1,800 |
| O-5 | $2,319 | $1,839 |
| O-6 | $2,337 | $1,908 |
| O-7 | $2,349 | $1,938 |
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2026 rates from the Defense Travel Management Office, effective January 1, 2026. Rate protection keeps your current rate if your area's rate drops.
ZIP codes in this housing area
14029, 14041, 14042, 14060, 14065, 14070, 14101, 14129, 14133, 14138, 14168, 14171, 14173, 14706, 14707, 14708, 14709, 14711, 14714, 14715, 14717, 14719, 14721, 14726, 14727, 14729, 14730, 14731, 14735, 14737, 14739, 14741, 14743, 14744, 14745, 14748, 14751, 14753, 14754, 14755, 14760, 14766, 14770, 14772, 14774, 14777, 14778, 14779, 14783, 14786, 14788, 14802, 14803, 14804, 14806, 14813, 14822, 14880, 14884, 14895, 14897, 17014, 17021, 17035, 17049, 17056, 17058, 17059, 17076, 17082, 17086, 17094, 24317, 24325, 24328, 24333, 24343, 24351, 24352, 24381, 25007, 25008, 25044, 25048, 25060, 25062, 25140, 25174, 25180, 25507, 25511, 25512, 25514, 25517, 25530, 25534, 25535, 25555, 25562, 25570, 25669, 25699, 25704, 25801, 25802, 25813, 25817, 25818, 25823, 25825, 25827, 25832, 25836, 25839, 25843, 25844, 25849, 25851, 25853, 25857 and 389 more.
See all 2026 BAH rates, the 2026 military pay chart and the military pay calculator.
Frequently asked questions
What is E-5 BAH in County Cost Group 640 for 2026?
$1,434 a month with dependents and $1,161 without dependents.
Which ZIP codes use the County Cost Group 640 BAH rate?
509 ZIP codes map to military housing area ZZ640, including 14029, 14041, 14042, 14060, 14065, 14070, 14101, 14129.
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Estimates for information only — not tax, legal or financial advice.