Northern New Jersey, NJ BAH rates 2026
Updated Updated for 2026 tax law
Service members stationed in the Northern New Jersey, NJ military housing area (NJ202) receive these 2026 Basic Allowance for Housing rates. An E-5 gets $4,749 a month with dependents.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $4,275 | $3,207 |
| E-2 | $4,275 | $3,207 |
| E-3 | $4,275 | $3,207 |
| E-4 | $4,275 | $3,207 |
| E-5 | $4,749 | $3,561 |
| E-6 | $5,052 | $3,861 |
| E-7 | $5,073 | $4,299 |
| E-8 | $5,082 | $4,815 |
| E-9 | $5,235 | $4,896 |
| W-1 | $5,070 | $4,113 |
| W-2 | $5,079 | $4,812 |
| W-3 | $5,097 | $4,908 |
| W-4 | $5,289 | $5,046 |
| W-5 | $5,529 | $5,067 |
| O-1E | $5,076 | $4,746 |
| O-2E | $5,088 | $4,878 |
| O-3E | $5,325 | $5,043 |
| O-1 | $4,791 | $3,801 |
| O-2 | $5,049 | $4,593 |
| O-3 | $5,094 | $4,938 |
| O-4 | $5,610 | $5,055 |
| O-5 | $5,991 | $5,070 |
| O-6 | $6,042 | $5,073 |
| O-7 | $6,093 | $5,163 |
Enter a 5-digit ZIP code.
2026 rates from the Defense Travel Management Office, effective January 1, 2026. Rate protection keeps your current rate if your area's rate drops.
ZIP codes in this housing area
07003, 07004, 07005, 07006, 07007, 07009, 07010, 07011, 07012, 07013, 07014, 07015, 07016, 07017, 07018, 07019, 07020, 07021, 07022, 07023, 07024, 07026, 07027, 07028, 07029, 07030, 07031, 07032, 07033, 07034, 07035, 07036, 07039, 07040, 07041, 07042, 07043, 07044, 07045, 07046, 07047, 07050, 07051, 07052, 07054, 07055, 07057, 07058, 07060, 07061, 07062, 07065, 07066, 07068, 07070, 07071, 07072, 07073, 07074, 07075, 07076, 07078, 07079, 07081, 07082, 07083, 07086, 07087, 07088, 07090, 07091, 07092, 07093, 07094, 07096, 07097, 07099, 07101, 07102, 07103, 07104, 07105, 07106, 07107, 07108, 07109, 07110, 07111, 07112, 07114, 07175, 07184, 07188, 07189, 07191, 07192, 07193, 07195, 07198, 07199, 07201, 07202, 07203, 07204, 07205, 07206, 07207, 07208, 07302, 07303, 07304, 07305, 07306, 07307, 07308, 07310, 07311, 07395, 07399, 07401 and 167 more.
See all 2026 BAH rates, the 2026 military pay chart and the military pay calculator.
Frequently asked questions
What is E-5 BAH in Northern New Jersey, NJ for 2026?
$4,749 a month with dependents and $3,561 without dependents.
Which ZIP codes use the Northern New Jersey, NJ BAH rate?
287 ZIP codes map to military housing area NJ202, including 07003, 07004, 07005, 07006, 07007, 07009, 07010, 07011.
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Estimates for information only — not tax, legal or financial advice.