Saginaw, MI BAH rates 2026
Updated Updated for 2026 tax law
Service members stationed in the Saginaw, MI military housing area (MI156) receive these 2026 Basic Allowance for Housing rates. An E-5 gets $1,503 a month with dependents.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,329 | $1,080 |
| E-2 | $1,329 | $1,080 |
| E-3 | $1,329 | $1,080 |
| E-4 | $1,329 | $1,080 |
| E-5 | $1,503 | $1,128 |
| E-6 | $1,749 | $1,311 |
| E-7 | $1,782 | $1,338 |
| E-8 | $1,818 | $1,560 |
| E-9 | $1,869 | $1,623 |
| W-1 | $1,767 | $1,326 |
| W-2 | $1,797 | $1,557 |
| W-3 | $1,845 | $1,635 |
| W-4 | $1,878 | $1,749 |
| W-5 | $1,929 | $1,788 |
| O-1E | $1,785 | $1,500 |
| O-2E | $1,833 | $1,608 |
| O-3E | $1,887 | $1,740 |
| O-1 | $1,542 | $1,158 |
| O-2 | $1,746 | $1,449 |
| O-3 | $1,842 | $1,656 |
| O-4 | $1,938 | $1,773 |
| O-5 | $2,007 | $1,791 |
| O-6 | $2,022 | $1,821 |
| O-7 | $2,031 | $1,848 |
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2026 rates from the Defense Travel Management Office, effective January 1, 2026. Rate protection keeps your current rate if your area's rate drops.
ZIP codes in this housing area
48415, 48417, 48601, 48602, 48603, 48604, 48605, 48606, 48607, 48608, 48609, 48611, 48613, 48614, 48616, 48623, 48626, 48631, 48634, 48637, 48638, 48649, 48650, 48655, 48663, 48706, 48707, 48708, 48710, 48722, 48724, 48732, 48734, 48747, 48787.
See all 2026 BAH rates, the 2026 military pay chart and the military pay calculator.
Frequently asked questions
What is E-5 BAH in Saginaw, MI for 2026?
$1,503 a month with dependents and $1,128 without dependents.
Which ZIP codes use the Saginaw, MI BAH rate?
35 ZIP codes map to military housing area MI156, including 48415, 48417, 48601, 48602, 48603, 48604, 48605, 48606.
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Estimates for information only — not tax, legal or financial advice.