Credit Analyst salary
Updated Updated for 2026 tax law
A credit analyst earns a median of $83,510 a year ($40.15 an hour) in the US, according to the Bureau of Labor Statistics (May 2025). The average is $100,850. About 64,390 people work in this job.
Take-home pay on $83,510
- Gross pay
- $3,211.92
- Federal income tax
- −$367.01
- Social Security (6.2%)
- −$199.14
- Medicare (1.45%)
- −$46.57
- Texas income tax
- $0.00No state income tax on wages
- Take-home pay
- $2,599.20
Annual breakdown
- Gross
- $83,510
- Federal
- $9,542
- FICA
- $6,389
- State + local
- $0
- Net
- $67,579
- Marginal federal rate
- 22.0%
- Marginal state rate
- 0.0%
2026 federal brackets (Rev. Proc. 2025-32) and 2026 state rules. Estimates assume wages are your only income and use annual liability, so your actual withholding can differ slightly.
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BLS occupation: Credit Analysts. Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 (SOC 13-2041). Excludes the self-employed.
Frequently asked questions
How much does a credit analyst make an hour?
The median hourly wage is $40.15; the average is $48.49.
What is the salary range for a credit analyst?
The bottom 10% earn under $56,250 and the top 10% earn over $169,230 a year.
How much is $83,510 after taxes?
About $67,579 a year in Texas (no state income tax) or $62,972 in California for a single filer in 2026.
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Estimates for information only — not tax, legal or financial advice.