Financial Specialist salary
Updated Updated for 2026 tax law
A financial specialist earns a median of $81,100 a year ($38.99 an hour) in the US, according to the Bureau of Labor Statistics (May 2025). The average is $93,810. About 132,130 people work in this job.
Take-home pay on $81,100
- Gross pay
- $3,119.23
- Federal income tax
- −$346.62
- Social Security (6.2%)
- −$193.39
- Medicare (1.45%)
- −$45.23
- Texas income tax
- $0.00No state income tax on wages
- Take-home pay
- $2,533.99
Annual breakdown
- Gross
- $81,100
- Federal
- $9,012
- FICA
- $6,204
- State + local
- $0
- Net
- $65,884
- Marginal federal rate
- 22.0%
- Marginal state rate
- 0.0%
2026 federal brackets (Rev. Proc. 2025-32) and 2026 state rules. Estimates assume wages are your only income and use annual liability, so your actual withholding can differ slightly.
Financial Specialist salary by state
| State | Median salary | Average | Employed |
|---|---|---|---|
| District of Columbia | $125,110 | $130,810 | 2,460 |
| Maine | $109,060 | $115,680 | 1,250 |
| New York | $107,490 | $141,710 | 9,750 |
| Maryland | $101,400 | $103,980 | 3,790 |
| Massachusetts | $99,970 | $102,670 | — |
| New Jersey | $98,630 | $103,520 | 5,510 |
| Virginia | $92,930 | $98,640 | 5,070 |
| Indiana | $92,410 | $93,120 | 1,930 |
| Ohio | $90,060 | $93,130 | 4,170 |
| Colorado | $87,430 | $96,150 | 4,030 |
| Alabama | $87,110 | $90,540 | 530 |
| South Dakota | $86,260 | $85,380 | 90 |
| West Virginia | $86,200 | $86,520 | 920 |
| New Hampshire | $83,590 | $90,970 | 420 |
| Minnesota | $83,280 | $93,630 | 820 |
| Oregon | $83,080 | $93,380 | 900 |
| Arizona | $81,180 | $92,100 | 910 |
| Illinois | $81,180 | $91,460 | 5,850 |
| Washington | $80,930 | $89,090 | 2,910 |
| North Carolina | $80,900 | $89,500 | 4,190 |
| California | $80,810 | $98,100 | 14,290 |
| Delaware | $80,610 | $93,480 | 1,330 |
| New Mexico | $80,610 | $84,060 | 720 |
| Idaho | $79,440 | $84,040 | 210 |
| Iowa | $79,390 | $83,990 | 1,220 |
| Rhode Island | $78,990 | $85,370 | 510 |
| Pennsylvania | $78,610 | $86,970 | 4,030 |
| North Dakota | $78,260 | $81,860 | 150 |
| Georgia | $77,540 | $82,280 | 4,070 |
| Hawaii | $77,190 | $85,490 | 840 |
| Alaska | $77,070 | $84,490 | 130 |
| Oklahoma | $76,980 | $84,410 | 920 |
| Utah | $76,530 | $86,740 | 3,120 |
| South Carolina | $76,400 | $80,790 | 930 |
| Montana | $76,350 | $80,470 | 270 |
| Wyoming | $75,810 | $76,790 | 100 |
| Missouri | $75,800 | $80,650 | 2,710 |
| Vermont | $75,270 | $89,000 | 230 |
| Michigan | $75,040 | $83,890 | 2,620 |
| Mississippi | $73,920 | $77,460 | 400 |
| Texas | $71,650 | $77,870 | 13,550 |
| Tennessee | $69,240 | $78,300 | 2,420 |
| Nebraska | $66,290 | $71,430 | 480 |
| Kentucky | $65,690 | $75,010 | 690 |
| Wisconsin | $64,420 | $69,440 | 1,620 |
| Nevada | $61,930 | $76,630 | 1,220 |
| Florida | $61,660 | $74,970 | 6,960 |
| Arkansas | $60,600 | $69,510 | 370 |
| Louisiana | $59,860 | $65,330 | 2,990 |
| Kansas | $51,160 | $60,500 | 1,140 |
Similar jobs
- Insurance Underwriter: $81,370
- Compliance Officer: $80,730
- Logistician: $82,320
- Agent and Business Managers of Artist: $82,890
- Business Operations Specialist: $83,050
- Market Research Analyst and Marketing Specialist: $78,760
- Cost Estimator: $78,740
- Credit Analyst: $83,510
BLS occupation: Financial Specialists, All Other. Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 (SOC 13-2099). Excludes the self-employed.
Frequently asked questions
How much does a financial specialist make an hour?
The median hourly wage is $38.99; the average is $45.10.
Which state pays financial specialists the most?
District of Columbia ($125,110 median), followed by Maine and New York.
What is the salary range for a financial specialist?
The bottom 10% earn under $48,460 and the top 10% earn over $151,490 a year.
How much is $81,100 after taxes?
About $65,884 a year in Texas (no state income tax) or $61,532 in California for a single filer in 2026.
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Estimates for information only — not tax, legal or financial advice.