Customer Service Representative salary in Kentucky
Updated Updated for 2026 tax law
A customer service representative in Kentucky earns a median of $38,700 a year ($18.61/hour equivalent), 13.6% below the national median of $44,770. Kentucky ranks #45 of 51 states. About 38,630 people do this job in Kentucky.
Take-home pay in Kentucky
At the Kentucky median, a single filer keeps about $32,039 a year after federal, FICA and Kentucky taxes — $1,232 every two weeks. Try your own numbers with the Kentucky paycheck calculator.
- Gross pay
- $1,488.46
- Federal income tax
- −$94.77
- Social Security (6.2%)
- −$92.28
- Medicare (1.45%)
- −$21.58
- Kentucky income tax
- −$47.57
- Take-home pay
- $1,232.25
Annual breakdown
- Gross
- $38,700
- Federal
- $2,464
- FICA
- $2,961
- State + local
- $1,237
- Net
- $32,039
- Marginal federal rate
- 12.0%
- Marginal state rate
- 3.5%
2026 federal brackets (Rev. Proc. 2025-32) and 2026 state rules. Estimates assume wages are your only income and use annual liability, so your actual withholding can differ slightly.
How Kentucky compares
| Rank | State | Median salary |
|---|---|---|
| #1 | Washington | $50,330 |
| #2 | California | $49,560 |
| #3 | Massachusetts | $49,120 |
| #4 | Minnesota | $48,800 |
| #5 | District of Columbia | $48,250 |
| #45 | Kentucky | $38,700 |
| #49 | Arkansas | $37,840 |
| #50 | Louisiana | $37,330 |
| #51 | Mississippi | $36,380 |
See the national customer service representative salary page for the full pay range and all states.
BLS occupation: Customer Service Representatives (SOC 43-4051), May 2025, state estimates.
Frequently asked questions
How much does a customer service representative make in Kentucky?
The median salary is $38,700 a year and the average is $42,440 (BLS May 2025).
Is Kentucky a good state for customer service representatives?
Kentucky ranks #45 of 51 states for median pay in this job, 14% below the national median of $44,770.
What is $38,700 after taxes in Kentucky?
About $32,039 a year ($1,232 every two weeks) for a single filer in 2026.
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Estimates for information only — not tax, legal or financial advice.