O-2 pay 2026
Updated Updated for 2026 tax law
O-2 (First Lieutenant · Lieutenant Junior Grade) earns $4,782.00 a month in 2026 basic pay at entry and up to $6,617.70 with 40+ years of service, after the 3.8% January 2026 raise.
| Years of service | Monthly | Annual | Hourly equiv.* |
|---|---|---|---|
| Under 2 | $4,782.00 | $57,384 | $27.59 |
| Over 2 | $5,446.20 | $65,354 | $31.42 |
| Over 3 | $6,272.40 | $75,269 | $36.19 |
| Over 4 | $6,484.50 | $77,814 | $37.41 |
| Over 6 | $6,617.70 | $79,412 | $38.18 |
* Basic pay ÷ 2,080 hours, for comparison with civilian jobs. Rows repeat values until the next longevity raise; unchanged columns are hidden.
- Basic pay
- $4,782.00
- BAS (officer, tax-free)
- $328.48
- Federal income tax (estimate)
- −$392.17
- Social Security + Medicare
- −$365.82
- Estimated monthly take-home
- $4,352.48
- Mid-month / end-of-month pay
- $2,176.24
2026 basic pay (+3.8% from 2025, DFAS). State tax not included — many states exempt active-duty pay. Excludes SGLI, TSP and special pays.
Other pay grades
E-1 · E-2 · E-3 · E-4 · E-5 · E-6 · E-7 · E-8 · E-9 · W-1 · W-2 · W-3 · W-4 · W-5 · O-1 · O-3 · O-4 · O-5 · O-6 · O-7 · O-8 · O-9 · O-10
Frequently asked questions
How much does an O-2 make in 2026?
$4,782.00 a month in basic pay with under 2 years of service, up to $6,617.70 at 40+ years. Most members also get tax-free BAS ($328.48/month) and BAH that depends on location.
What rank is O-2?
First Lieutenant · Lieutenant Junior Grade.
How much is O-2 pay after taxes?
About $4,352.48 a month with BAS (single, no BAH, under 2 years), before SGLI, TSP and state tax.
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Estimates for information only — not tax, legal or financial advice.