W-4 pay 2026
Updated Updated for 2026 tax law
W-4 (Chief Warrant Officer 4) earns $5,719.80 a month in 2026 basic pay at entry and up to $10,653.60 with 40+ years of service, after the 3.8% January 2026 raise.
| Years of service | Monthly | Annual | Hourly equiv.* |
|---|---|---|---|
| Under 2 | $5,719.80 | $68,638 | $33.00 |
| Over 2 | $6,152.10 | $73,825 | $35.49 |
| Over 3 | $6,328.50 | $75,942 | $36.51 |
| Over 4 | $6,502.20 | $78,026 | $37.51 |
| Over 6 | $6,801.90 | $81,623 | $39.24 |
| Over 8 | $7,098.00 | $85,176 | $40.95 |
| Over 10 | $7,398.00 | $88,776 | $42.68 |
| Over 12 | $7,848.30 | $94,180 | $45.28 |
| Over 14 | $8,243.70 | $98,924 | $47.56 |
| Over 16 | $8,619.90 | $103,439 | $49.73 |
| Over 18 | $8,928.60 | $107,143 | $51.51 |
| Over 20 | $9,228.90 | $110,747 | $53.24 |
| Over 22 | $9,669.60 | $116,035 | $55.79 |
| Over 24 | $10,032.00 | $120,384 | $57.88 |
| Over 26 | $10,445.40 | $125,345 | $60.26 |
| Over 30 | $10,653.60 | $127,843 | $61.46 |
* Basic pay ÷ 2,080 hours, for comparison with civilian jobs. Rows repeat values until the next longevity raise; unchanged columns are hidden.
- Basic pay
- $5,719.80
- BAS (officer, tax-free)
- $328.48
- Federal income tax (estimate)
- −$522.52
- Social Security + Medicare
- −$437.56
- Estimated monthly take-home
- $5,088.19
- Mid-month / end-of-month pay
- $2,544.10
2026 basic pay (+3.8% from 2025, DFAS). State tax not included — many states exempt active-duty pay. Excludes SGLI, TSP and special pays.
Other pay grades
E-1 · E-2 · E-3 · E-4 · E-5 · E-6 · E-7 · E-8 · E-9 · W-1 · W-2 · W-3 · W-5 · O-1 · O-2 · O-3 · O-4 · O-5 · O-6 · O-7 · O-8 · O-9 · O-10
Frequently asked questions
How much does an W-4 make in 2026?
$5,719.80 a month in basic pay with under 2 years of service, up to $10,653.60 at 40+ years. Most members also get tax-free BAS ($328.48/month) and BAH that depends on location.
What rank is W-4?
Chief Warrant Officer 4.
How much is W-4 pay after taxes?
About $5,088.19 a month with BAS (single, no BAH, under 2 years), before SGLI, TSP and state tax.
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Estimates for information only — not tax, legal or financial advice.