W-5 pay 2026
Updated Updated for 2026 tax law
W-5 (Chief Warrant Officer 5) earns $10,169.70 a month in 2026 basic pay at entry and up to $13,308.30 with 40+ years of service, after the 3.8% January 2026 raise.
| Years of service | Monthly | Annual | Hourly equiv.* |
|---|---|---|---|
| Over 20 | $10,169.70 | $122,036 | $58.67 |
| Over 22 | $10,685.70 | $128,228 | $61.65 |
| Over 24 | $11,070.30 | $132,844 | $63.87 |
| Over 26 | $11,495.10 | $137,941 | $66.32 |
| Over 30 | $12,070.80 | $144,850 | $69.64 |
| Over 34 | $12,673.50 | $152,082 | $73.12 |
| Over 38 | $13,308.30 | $159,700 | $76.78 |
* Basic pay ÷ 2,080 hours, for comparison with civilian jobs. Rows repeat values until the next longevity raise; unchanged columns are hidden.
- Basic pay
- $10,169.70
- BAS (officer, tax-free)
- $328.48
- Federal income tax (estimate)
- −$1,501.89
- Social Security + Medicare
- −$777.98
- Estimated monthly take-home
- $8,218.30
- Mid-month / end-of-month pay
- $4,109.15
2026 basic pay (+3.8% from 2025, DFAS). State tax not included — many states exempt active-duty pay. Excludes SGLI, TSP and special pays.
Other pay grades
E-1 · E-2 · E-3 · E-4 · E-5 · E-6 · E-7 · E-8 · E-9 · W-1 · W-2 · W-3 · W-4 · O-1 · O-2 · O-3 · O-4 · O-5 · O-6 · O-7 · O-8 · O-9 · O-10
Frequently asked questions
How much does an W-5 make in 2026?
$10,169.70 a month in basic pay with over 20 years of service, up to $13,308.30 at 40+ years. Most members also get tax-free BAS ($328.48/month) and BAH that depends on location.
What rank is W-5?
Chief Warrant Officer 5.
How much is W-5 pay after taxes?
About $8,218.30 a month with BAS (single, no BAH, 20 years), before SGLI, TSP and state tax.
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Estimates for information only — not tax, legal or financial advice.