Cost of living in Florida
Updated Updated for 2026 tax law
Prices in Florida are 3.4% above the national average — a Regional Price Parity of 103.4 (U.S. = 100), making it the #11 most expensive of 51 states and DC. Compare Florida with any other state below, including the effect of taxes.
- Texas vs Florida prices
- 6.1% cheaper
- Take-home in Florida at $75,000
- $61,593$5,133 / month
- Take-home you'd need in Texas
- $57,806$4,817 / month
- Take-home in Texas at the same $75,000
- $61,593$5,133 / month
- Same salary: change in real take-home
- +6.5%+$3,786 a year in Florida buying power
Equivalent after tax = the gross pay in Texas whose take-home, adjusted for Texas prices, buys what your Florida take-home buys today. Statewide averages — big metros (and rent) vary a lot within a state.
How to compare Florida with another state
- Enter your salary — the calculator starts with Florida as your current state.
- Pick the state you're comparing with (moving to Florida? press ⇄ to swap).
- Read the salary with equal buying power after taxes, and the "same salary" change in your real take-home.
Florida prices by category
| Category | Florida | vs U.S. average |
|---|---|---|
| All items | 103.4 | +3.4% |
| Goods | 98.1 | −1.9% |
| Housing (rent) | 122.1 | +22.1% |
| Utilities | 90.1 | −9.9% |
| Other services | 101.3 | +1.3% |
Housing is the main reason Florida costs more: rents run 22% above average. The overall price level fell 0.2% relative to the nation versus 2023 (103.6). Housing covers rent and the rental value of owner-occupied homes; "other services" includes health care, dining out, transportation and education.
Take-home pay in Florida, adjusted for prices
| Salary | Taxes | Take-home | Real take-home | U.S.-average equivalent |
|---|---|---|---|---|
| $50,000 | $7,645 | $42,355 | $40,957 | $48,349 |
| $75,000 | $13,408 | $61,593 | $59,559 | $72,524 |
| $100,000 | $20,820 | $79,180 | $76,566 | $96,699 |
At $75,000, Florida ranks #33 of 51 for real take-home pay, after both taxes and prices. Full paycheck details: Florida paycheck calculator.
What $75,000 in Florida equals in other states
Prices = price level relative to Florida. "Salary (after tax)" is what you'd need to earn there, single filer, to live like you do on $75,000 in Florida once both prices and state taxes are counted.
| State | Prices | Salary (prices only) | Salary (after tax) |
|---|---|---|---|
| Alabama | −14.1% | $64,418 | $66,627 |
| Georgia | −6.9% | $69,836 | $73,092 |
| State | Prices | Salary (prices only) | Salary (after tax) |
|---|---|---|---|
| Arkansas | −15.9% | $63,050 | $64,072 |
| Mississippi | −15.9% | $63,062 | $64,016 |
| Iowa | −15.1% | $63,649 | $64,583 |
| Oklahoma | −15.1% | $63,707 | $65,383 |
| California | +7.1% | $80,299 | $88,483 |
| Hawaii | +6.3% | $79,741 | $88,035 |
| Washington, DC | +6.3% | $79,705 | $86,906 |
| New Jersey | +5.2% | $78,910 | $84,918 |
| Texas | −6.1% | $70,390 | $69,618 |
| New York | +4.4% | $78,269 | $85,063 |
Moving from Florida to a cheaper state? The "after taxes too" column folds in state income tax, so a no-tax state can beat a cheaper state with a high income tax. Statewide averages hide large metro differences — check local rents before you move.
Sources: U.S. Bureau of Economic Analysis, Regional Price Parities by State, 2024 (table SARPP, released February 19, 2026, bea.gov). Take-home pay: our 2026 federal, FICA and state income-tax engine, single filer, no pre-tax deductions; local income taxes are not included.
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Frequently asked questions
Is Florida expensive to live in?
Florida has a price level of 103.4 (U.S. = 100), so living costs are 3.4% above the national average. It ranks #41 of 51 from cheapest to most expensive (BEA 2024).
How much do you need to make to live in Florida?
To match the buying power of a $75,000 salary at national-average prices, you need about $77,561 in Florida before taxes. After Florida taxes, $75,000 takes home $61,593 — worth $59,559 at U.S.-average prices, #33 of 51 states.
How much more expensive is rent in Florida?
Florida's housing price level is 122.1, meaning rents are 22.1% above the national average. Goods are 98.1 and utilities 90.1.
Which neighboring state is cheapest?
Alabama (price level 88.8, −14.1% vs Florida). A $75,000 Florida salary is equivalent to $66,627 there after taxes.
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Estimates for information only — not tax, legal or financial advice.