Cost of living in Oklahoma
Updated Updated for 2026 tax law
Prices in Oklahoma are 12.2% below the national average — a Regional Price Parity of 87.8 (U.S. = 100), making it the #4 cheapest of 51 states and DC. Compare Oklahoma with any other state below, including the effect of taxes.
- Texas vs Oklahoma prices
- 10.5% pricier
- Take-home in Oklahoma at $75,000
- $58,763$4,897 / month
- Take-home you'd need in Texas
- $64,927$5,411 / month
- Take-home in Texas at the same $75,000
- $61,593$5,133 / month
- Same salary: change in real take-home
- −5.1%−$3,334 a year in Oklahoma buying power
Equivalent after tax = the gross pay in Texas whose take-home, adjusted for Texas prices, buys what your Oklahoma take-home buys today. Statewide averages — big metros (and rent) vary a lot within a state.
How to compare Oklahoma with another state
- Enter your salary — the calculator starts with Oklahoma as your current state.
- Pick the state you're comparing with (moving to Oklahoma? press ⇄ to swap).
- Read the salary with equal buying power after taxes, and the "same salary" change in your real take-home.
Oklahoma prices by category
| Category | Oklahoma | vs U.S. average |
|---|---|---|
| All items | 87.8 | −12.2% |
| Goods | 93.8 | −6.2% |
| Housing (rent) | 62.8 | −37.2% |
| Utilities | 73.9 | −26.1% |
| Other services | 95.5 | −4.5% |
Low housing costs keep Oklahoma affordable: rents run 37% below average. The overall price level fell 0.9% relative to the nation versus 2023 (88.7). Housing covers rent and the rental value of owner-occupied homes; "other services" includes health care, dining out, transportation and education.
Take-home pay in Oklahoma, adjusted for prices
| Salary | Taxes | Take-home | Real take-home | U.S.-average equivalent |
|---|---|---|---|---|
| $50,000 | $9,350 | $40,651 | $46,276 | $56,920 |
| $75,000 | $16,237 | $58,763 | $66,895 | $85,380 |
| $100,000 | $24,775 | $75,226 | $85,636 | $113,839 |
At $75,000, Oklahoma ranks #8 of 51 for real take-home pay, after both taxes and prices. Full paycheck details: Oklahoma paycheck calculator.
What $75,000 in Oklahoma equals in other states
Prices = price level relative to Oklahoma. "Salary (after tax)" is what you'd need to earn there, single filer, to live like you do on $75,000 in Oklahoma once both prices and state taxes are counted.
| State | Prices | Salary (prices only) | Salary (after tax) |
|---|---|---|---|
| Kansas | +2.5% | $76,900 | $78,156 |
| Missouri | +3.4% | $77,539 | $77,574 |
| Arkansas | −1.0% | $74,226 | $73,277 |
| Texas | +10.5% | $82,867 | $79,740 |
| New Mexico | +5.0% | $78,730 | $78,736 |
| Colorado | +17.3% | $87,985 | $90,671 |
| State | Prices | Salary (prices only) | Salary (after tax) |
|---|---|---|---|
| Mississippi | −1.0% | $74,240 | $73,256 |
| Iowa | −0.1% | $74,931 | $73,970 |
| Louisiana | +0.4% | $75,311 | $73,928 |
| California | +26.0% | $94,532 | $102,078 |
| Hawaii | +25.2% | $93,876 | $100,890 |
| Washington, DC | +25.1% | $93,833 | $99,941 |
| New Jersey | +23.9% | $92,897 | $97,477 |
| Florida | +17.7% | $88,294 | $85,784 |
| New York | +22.9% | $92,143 | $97,389 |
Moving from Oklahoma to a pricier state? The "after taxes too" column folds in state income tax, so a no-tax state can beat a cheaper state with a high income tax. Statewide averages hide large metro differences — check local rents before you move.
Sources: U.S. Bureau of Economic Analysis, Regional Price Parities by State, 2024 (table SARPP, released February 19, 2026, bea.gov). Take-home pay: our 2026 federal, FICA and state income-tax engine, single filer, no pre-tax deductions; local income taxes are not included.
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Frequently asked questions
Is Oklahoma expensive to live in?
Oklahoma has a price level of 87.8 (U.S. = 100), so living costs are 12.2% below the national average. It ranks #4 of 51 from cheapest to most expensive (BEA 2024).
How much do you need to make to live in Oklahoma?
To match the buying power of a $75,000 salary at national-average prices, you need about $65,882 in Oklahoma before taxes. After Oklahoma taxes, $75,000 takes home $58,763 — worth $66,895 at U.S.-average prices, #8 of 51 states.
How much more expensive is rent in Oklahoma?
Oklahoma's housing price level is 62.8, meaning rents are 37.2% below the national average. Goods are 93.8 and utilities 73.9.
Which neighboring state is cheapest?
Arkansas (price level 86.9, −1.0% vs Oklahoma). A $75,000 Oklahoma salary is equivalent to $73,277 there after taxes.
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Estimates for information only — not tax, legal or financial advice.