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Cost of living in Washington, DC

Updated Updated for 2026 tax law

Prices in Washington, DC are 9.9% above the national average — a Regional Price Parity of 109.9 (U.S. = 100), making it the #3 most expensive of 51 states and DC. Compare Washington, DC with any other state below, including the effect of taxes.

$
Filing status
District of ColumbiaTexasU.S. = 100
All items−11.7%
109.9 vs 97.1
Goods−7.9%
106.5 vs 98.1
Housing (rent)−37.7%
155.0 vs 96.5
Utilities−22.4%
112.8 vs 87.5
Other services−5.7%
103.0 vs 97.1

Price levels: BEA Regional Price Parities 2024 (U.S. = 100), released February 2026. Taxes: 2026 federal, FICA and state income tax, no pre-tax deductions.

Salary in Texas with the same buying power after tax
$61,137
Prices alone: $66,235 (−11.7% cost of living). Taxes save $5,098.
Texas vs District of Columbia prices
11.7% cheaper
Take-home in District of Columbia at $75,000
$58,093
$4,841 / month
Take-home you'd need in Texas
$51,303
$4,275 / month
Take-home in Texas at the same $75,000
$61,593
$5,133 / month
Same salary: change in real take-home
+20.1%
+$10,289 a year in District of Columbia buying power

Equivalent after tax = the gross pay in Texas whose take-home, adjusted for Texas prices, buys what your District of Columbia take-home buys today. Statewide averages — big metros (and rent) vary a lot within a state.

How to compare Washington, DC with another state

  1. Enter your salary — the calculator starts with Washington, DC as your current state.
  2. Pick the state you're comparing with (moving to Washington, DC? press ⇄ to swap).
  3. Read the salary with equal buying power after taxes, and the "same salary" change in your real take-home.

Washington, DC prices by category

BEA Regional Price Parities, 2024 (U.S. = 100)
CategoryWashington, DCvs U.S. average
All items109.9+9.9%
Goods106.5+6.5%
Housing (rent)155.0+55.0%
Utilities112.8+12.8%
Other services103.0+3.0%

Housing is the main reason Washington, DC costs more: rents run 55% above average. The overall price level fell 0.7% relative to the nation versus 2023 (110.7). Housing covers rent and the rental value of owner-occupied homes; "other services" includes health care, dining out, transportation and education.

Take-home pay in Washington, DC, adjusted for prices

Single filer, 2026 taxes. "Real" and "U.S.-average equivalent" restate take-home and salary at national-average prices.
SalaryTaxesTake-homeReal take-homeU.S.-average equivalent
$50,000$9,545$40,455$36,810$45,495
$75,000$16,908$58,093$52,859$68,243
$100,000$26,445$73,555$66,928$90,991

At $75,000, Washington, DC ranks #49 of 51 for real take-home pay, after both taxes and prices. Full paycheck details: Washington, DC paycheck calculator.

What $75,000 in Washington, DC equals in other states

Prices = price level relative to Washington, DC. "Salary (after tax)" is what you'd need to earn there, single filer, to live like you do on $75,000 in Washington, DC once both prices and state taxes are counted.

Neighboring states
StatePricesSalary (prices only)Salary (after tax)
Maryland−4.5%$71,627$70,555
Virginia−8.0%$68,997$67,799
Cheapest, most expensive and largest states
StatePricesSalary (prices only)Salary (after tax)
Arkansas−20.9%$59,329$56,473
Mississippi−20.9%$59,340$56,386
Iowa−20.1%$59,892$56,902
Oklahoma−20.1%$59,947$57,623
California+0.7%$75,559$76,118
Hawaii+0.0%$75,034$76,281
New Jersey−1.0%$74,252$73,482
New York−1.8%$73,649$73,856
Texas−11.7%$66,235$61,137
Florida−5.9%$70,573$65,319

Moving from Washington, DC to a cheaper state? The "after taxes too" column folds in state income tax, so a no-tax state can beat a cheaper state with a high income tax. Statewide averages hide large metro differences — check local rents before you move.

Sources: U.S. Bureau of Economic Analysis, Regional Price Parities by State, 2024 (table SARPP, released February 19, 2026, bea.gov). Take-home pay: our 2026 federal, FICA and state income-tax engine, single filer, no pre-tax deductions; local income taxes are not included.

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Frequently asked questions

Is Washington, DC expensive to live in?

Washington, DC has a price level of 109.9 (U.S. = 100), so living costs are 9.9% above the national average. It ranks #49 of 51 from cheapest to most expensive (BEA 2024).

How much do you need to make to live in Washington, DC?

To match the buying power of a $75,000 salary at national-average prices, you need about $82,426 in Washington, DC before taxes. After Washington, DC taxes, $75,000 takes home $58,093 — worth $52,859 at U.S.-average prices, #49 of 51 states.

How much more expensive is rent in Washington, DC?

Washington, DC's housing price level is 155.0, meaning rents are 55.0% above the national average. Goods are 106.5 and utilities 112.8.

Which neighboring state is cheapest?

Virginia (price level 101.1, −8.0% vs Washington, DC). A $75,000 Washington, DC salary is equivalent to $67,799 there after taxes.

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Estimates for information only — not tax, legal or financial advice.