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Cost of living in Arizona

Updated Updated for 2026 tax law

Prices in Arizona are 0.7% above the national average — a Regional Price Parity of 100.7 (U.S. = 100), making it the #17 most expensive of 51 states and DC. Compare Arizona with any other state below, including the effect of taxes.

$
Filing status
ArizonaTexasU.S. = 100
All items−3.6%
100.7 vs 97.1
Goods+2.9%
95.4 vs 98.1
Housing (rent)−9.6%
106.8 vs 96.5
Utilities−5.2%
92.3 vs 87.5
Other services−5.6%
102.8 vs 97.1

Price levels: BEA Regional Price Parities 2024 (U.S. = 100), released February 2026. Taxes: 2026 federal, FICA and state income tax, no pre-tax deductions.

Salary in Texas with the same buying power after tax
$69,834
Prices alone: $72,303 (−3.6% cost of living). Taxes save $2,469.
Texas vs Arizona prices
3.6% cheaper
Take-home in Arizona at $75,000
$60,120
$5,010 / month
Take-home you'd need in Texas
$57,958
$4,830 / month
Take-home in Texas at the same $75,000
$61,593
$5,133 / month
Same salary: change in real take-home
+6.3%
+$3,634 a year in Arizona buying power

Equivalent after tax = the gross pay in Texas whose take-home, adjusted for Texas prices, buys what your Arizona take-home buys today. Statewide averages — big metros (and rent) vary a lot within a state.

How to compare Arizona with another state

  1. Enter your salary — the calculator starts with Arizona as your current state.
  2. Pick the state you're comparing with (moving to Arizona? press ⇄ to swap).
  3. Read the salary with equal buying power after taxes, and the "same salary" change in your real take-home.

Arizona prices by category

BEA Regional Price Parities, 2024 (U.S. = 100)
CategoryArizonavs U.S. average
All items100.7+0.7%
Goods95.4−4.6%
Housing (rent)106.8+6.8%
Utilities92.3−7.7%
Other services102.8+2.8%

Rents in Arizona are close to the national average. The overall price level fell 0.1% relative to the nation versus 2023 (100.7). Housing covers rent and the rental value of owner-occupied homes; "other services" includes health care, dining out, transportation and education.

Take-home pay in Arizona, adjusted for prices

Single filer, 2026 taxes. "Real" and "U.S.-average equivalent" restate take-home and salary at national-average prices.
SalaryTaxesTake-homeReal take-homeU.S.-average equivalent
$50,000$8,493$41,508$41,228$49,664
$75,000$14,880$60,120$59,716$74,496
$100,000$22,918$77,083$76,564$99,328

At $75,000, Arizona ranks #31 of 51 for real take-home pay, after both taxes and prices. Full paycheck details: Arizona paycheck calculator.

What $75,000 in Arizona equals in other states

Prices = price level relative to Arizona. "Salary (after tax)" is what you'd need to earn there, single filer, to live like you do on $75,000 in Arizona once both prices and state taxes are counted.

Neighboring states
StatePricesSalary (prices only)Salary (after tax)
California+10.0%$82,482$88,774
Nevada−0.7%$74,480$72,314
Utah−1.8%$73,649$75,849
New Mexico−8.4%$68,694$68,651
Cheapest, most expensive and largest states
StatePricesSalary (prices only)Salary (after tax)
Arkansas−13.6%$64,764$64,250
Mississippi−13.6%$64,776$64,195
Iowa−12.8%$65,379$64,763
Oklahoma−12.7%$65,439$65,564
Hawaii+9.2%$81,909$88,310
Washington, DC+9.2%$81,871$87,184
New Jersey+8.1%$81,055$85,186
Texas−3.6%$72,303$69,834
Florida+2.7%$77,039$75,230
New York+7.2%$80,396$85,325

Moving from Arizona to a cheaper state? The "after taxes too" column folds in state income tax, so a no-tax state can beat a cheaper state with a high income tax. Statewide averages hide large metro differences — check local rents before you move.

Sources: U.S. Bureau of Economic Analysis, Regional Price Parities by State, 2024 (table SARPP, released February 19, 2026, bea.gov). Take-home pay: our 2026 federal, FICA and state income-tax engine, single filer, no pre-tax deductions; local income taxes are not included.

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Frequently asked questions

Is Arizona expensive to live in?

Arizona has a price level of 100.7 (U.S. = 100), so living costs are 0.7% above the national average. It ranks #35 of 51 from cheapest to most expensive (BEA 2024).

How much do you need to make to live in Arizona?

To match the buying power of a $75,000 salary at national-average prices, you need about $75,508 in Arizona before taxes. After Arizona taxes, $75,000 takes home $60,120 — worth $59,716 at U.S.-average prices, #31 of 51 states.

How much more expensive is rent in Arizona?

Arizona's housing price level is 106.8, meaning rents are 6.8% above the national average. Goods are 95.4 and utilities 92.3.

Which neighboring state is cheapest?

New Mexico (price level 92.2, −8.4% vs Arizona). A $75,000 Arizona salary is equivalent to $68,651 there after taxes.

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Estimates for information only — not tax, legal or financial advice.