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Cost of living in New Hampshire

Updated Updated for 2026 tax law

Prices in New Hampshire are 4.2% above the national average — a Regional Price Parity of 104.2 (U.S. = 100), making it the #9 most expensive of 51 states and DC. Compare New Hampshire with any other state below, including the effect of taxes.

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Filing status
New HampshireTexasU.S. = 100
All items−6.8%
104.2 vs 97.1
Goods−0.5%
98.6 vs 98.1
Housing (rent)−16.0%
114.9 vs 96.5
Utilities−34.5%
133.7 vs 87.5
Other services−6.5%
103.9 vs 97.1

Price levels: BEA Regional Price Parities 2024 (U.S. = 100), released February 2026. Taxes: 2026 federal, FICA and state income tax, no pre-tax deductions.

Salary in Texas with the same buying power after tax
$69,026
Prices alone: $69,882 (−6.8% cost of living). Taxes save $856.
Texas vs New Hampshire prices
6.8% cheaper
Take-home in New Hampshire at $75,000
$61,593
$5,133 / month
Take-home you'd need in Texas
$57,390
$4,782 / month
Take-home in Texas at the same $75,000
$61,593
$5,133 / month
Same salary: change in real take-home
+7.3%
+$4,203 a year in New Hampshire buying power

Equivalent after tax = the gross pay in Texas whose take-home, adjusted for Texas prices, buys what your New Hampshire take-home buys today. Statewide averages — big metros (and rent) vary a lot within a state.

How to compare New Hampshire with another state

  1. Enter your salary — the calculator starts with New Hampshire as your current state.
  2. Pick the state you're comparing with (moving to New Hampshire? press ⇄ to swap).
  3. Read the salary with equal buying power after taxes, and the "same salary" change in your real take-home.

New Hampshire prices by category

BEA Regional Price Parities, 2024 (U.S. = 100)
CategoryNew Hampshirevs U.S. average
All items104.2+4.2%
Goods98.6−1.4%
Housing (rent)114.9+14.9%
Utilities133.7+33.7%
Other services103.9+3.9%

Housing is the main reason New Hampshire costs more: rents run 15% above average. The overall price level fell 1.2% relative to the nation versus 2023 (105.4). Housing covers rent and the rental value of owner-occupied homes; "other services" includes health care, dining out, transportation and education.

Take-home pay in New Hampshire, adjusted for prices

Single filer, 2026 taxes. "Real" and "U.S.-average equivalent" restate take-home and salary at national-average prices.
SalaryTaxesTake-homeReal take-homeU.S.-average equivalent
$50,000$7,645$42,355$40,661$48,001
$75,000$13,408$61,593$59,130$72,001
$100,000$20,820$79,180$76,014$96,002

At $75,000, New Hampshire ranks #35 of 51 for real take-home pay, after both taxes and prices. Full paycheck details: New Hampshire paycheck calculator.

What $75,000 in New Hampshire equals in other states

Prices = price level relative to New Hampshire. "Salary (after tax)" is what you'd need to earn there, single filer, to live like you do on $75,000 in New Hampshire once both prices and state taxes are counted.

Neighboring states
StatePricesSalary (prices only)Salary (after tax)
Maine−6.8%$69,877$74,291
Massachusetts+1.5%$76,146$82,422
Vermont−6.0%$70,531$73,175
Cheapest, most expensive and largest states
StatePricesSalary (prices only)Salary (after tax)
Arkansas−16.5%$62,596$63,585
Mississippi−16.5%$62,607$63,527
Iowa−15.7%$63,190$64,091
Oklahoma−15.7%$63,248$64,886
California+6.3%$79,720$87,688
Hawaii+5.6%$79,166$87,283
Washington, DC+5.5%$79,130$86,143
New Jersey+4.5%$78,341$84,183
Texas−6.8%$69,882$69,026
Florida−0.7%$74,459$74,369
New York+3.6%$77,704$84,345

Moving from New Hampshire to a cheaper state? The "after taxes too" column folds in state income tax, so a no-tax state can beat a cheaper state with a high income tax. Statewide averages hide large metro differences — check local rents before you move.

Sources: U.S. Bureau of Economic Analysis, Regional Price Parities by State, 2024 (table SARPP, released February 19, 2026, bea.gov). Take-home pay: our 2026 federal, FICA and state income-tax engine, single filer, no pre-tax deductions; local income taxes are not included.

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Frequently asked questions

Is New Hampshire expensive to live in?

New Hampshire has a price level of 104.2 (U.S. = 100), so living costs are 4.2% above the national average. It ranks #43 of 51 from cheapest to most expensive (BEA 2024).

How much do you need to make to live in New Hampshire?

To match the buying power of a $75,000 salary at national-average prices, you need about $78,124 in New Hampshire before taxes. After New Hampshire taxes, $75,000 takes home $61,593 — worth $59,130 at U.S.-average prices, #35 of 51 states.

How much more expensive is rent in New Hampshire?

New Hampshire's housing price level is 114.9, meaning rents are 14.9% above the national average. Goods are 98.6 and utilities 133.7.

Which neighboring state is cheapest?

Maine (price level 97.0, −6.8% vs New Hampshire). A $75,000 New Hampshire salary is equivalent to $74,291 there after taxes.

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Estimates for information only — not tax, legal or financial advice.