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Cost of living in Virginia

Updated Updated for 2026 tax law

Prices in Virginia are 1.1% above the national average — a Regional Price Parity of 101.1 (U.S. = 100), making it the #16 most expensive of 51 states and DC. Compare Virginia with any other state below, including the effect of taxes.

$
Filing status
VirginiaTexasU.S. = 100
All items−4.0%
101.1 vs 97.1
Goods−2.3%
100.4 vs 98.1
Housing (rent)−9.6%
106.8 vs 96.5
Utilities−5.1%
92.2 vs 87.5
Other services−3.1%
100.2 vs 97.1

Price levels: BEA Regional Price Parities 2024 (U.S. = 100), released February 2026. Taxes: 2026 federal, FICA and state income tax, no pre-tax deductions.

Salary in Texas with the same buying power after tax
$66,722
Prices alone: $71,998 (−4.0% cost of living). Taxes save $5,276.
Texas vs Virginia prices
4.0% cheaper
Take-home in Virginia at $75,000
$58,094
$4,841 / month
Take-home you'd need in Texas
$55,769
$4,647 / month
Take-home in Texas at the same $75,000
$61,593
$5,133 / month
Same salary: change in real take-home
+10.4%
+$5,824 a year in Virginia buying power

Equivalent after tax = the gross pay in Texas whose take-home, adjusted for Texas prices, buys what your Virginia take-home buys today. Statewide averages — big metros (and rent) vary a lot within a state.

How to compare Virginia with another state

  1. Enter your salary — the calculator starts with Virginia as your current state.
  2. Pick the state you're comparing with (moving to Virginia? press ⇄ to swap).
  3. Read the salary with equal buying power after taxes, and the "same salary" change in your real take-home.

Virginia prices by category

BEA Regional Price Parities, 2024 (U.S. = 100)
CategoryVirginiavs U.S. average
All items101.1+1.1%
Goods100.4+0.4%
Housing (rent)106.8+6.8%
Utilities92.2−7.8%
Other services100.2+0.2%

Rents in Virginia are close to the national average. The overall price level fell 0.2% relative to the nation versus 2023 (101.3). Housing covers rent and the rental value of owner-occupied homes; "other services" includes health care, dining out, transportation and education.

Take-home pay in Virginia, adjusted for prices

Single filer, 2026 taxes. "Real" and "U.S.-average equivalent" restate take-home and salary at national-average prices.
SalaryTaxesTake-homeReal take-homeU.S.-average equivalent
$50,000$9,706$40,294$39,854$49,454
$75,000$16,906$58,094$57,460$74,181
$100,000$25,756$74,244$73,433$98,908

At $75,000, Virginia ranks #39 of 51 for real take-home pay, after both taxes and prices. Full paycheck details: Virginia paycheck calculator.

What $75,000 in Virginia equals in other states

Prices = price level relative to Virginia. "Salary (after tax)" is what you'd need to earn there, single filer, to live like you do on $75,000 in Virginia once both prices and state taxes are counted.

Neighboring states
StatePricesSalary (prices only)Salary (after tax)
Maryland+3.8%$77,860$77,916
Washington, DC+8.7%$81,526$83,175
West Virginia−11.5%$66,390$63,819
Kentucky−10.8%$66,881$64,421
Tennessee−9.1%$68,150$62,985
North Carolina−6.7%$69,972$67,602
Cheapest, most expensive and largest states
StatePricesSalary (prices only)Salary (after tax)
Arkansas−14.0%$64,491$61,691
Mississippi−14.0%$64,503$61,625
Iowa−13.2%$65,103$62,176
Oklahoma−13.1%$65,163$62,952
California+9.5%$82,133$84,593
Hawaii+8.8%$81,563$84,357
New Jersey+7.6%$80,713$81,324
Texas−4.0%$71,998$66,722
Florida+2.3%$76,714$71,914
New York+6.7%$80,057$81,551

Moving from Virginia to a cheaper state? The "after taxes too" column folds in state income tax, so a no-tax state can beat a cheaper state with a high income tax. Statewide averages hide large metro differences — check local rents before you move.

Sources: U.S. Bureau of Economic Analysis, Regional Price Parities by State, 2024 (table SARPP, released February 19, 2026, bea.gov). Take-home pay: our 2026 federal, FICA and state income-tax engine, single filer, no pre-tax deductions; local income taxes are not included.

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Frequently asked questions

Is Virginia expensive to live in?

Virginia has a price level of 101.1 (U.S. = 100), so living costs are 1.1% above the national average. It ranks #36 of 51 from cheapest to most expensive (BEA 2024).

How much do you need to make to live in Virginia?

To match the buying power of a $75,000 salary at national-average prices, you need about $75,828 in Virginia before taxes. After Virginia taxes, $75,000 takes home $58,094 — worth $57,460 at U.S.-average prices, #39 of 51 states.

How much more expensive is rent in Virginia?

Virginia's housing price level is 106.8, meaning rents are 6.8% above the national average. Goods are 100.4 and utilities 92.2.

Which neighboring state is cheapest?

West Virginia (price level 89.5, −11.5% vs Virginia). A $75,000 Virginia salary is equivalent to $63,819 there after taxes.

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Estimates for information only — not tax, legal or financial advice.