GS pay scale 2026: Cincinnati-Wilmington-Maysville
Updated Updated for 2026 tax law
Federal employees in the Cincinnati-Wilmington-Maysville, OH-KY-IN locality pay area receive 21.93% locality pay in 2026. A GS-12 step 1 earns $93,231 a year here. Salaries are capped at $197,200 (Executive Schedule level IV).
| Grade | Step 1 | Step 2 | Step 3 | Step 4 | Step 5 | Step 6 | Step 7 | Step 8 | Step 9 | Step 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| GS-1 | $27,537 | $28,460 | $29,375 | $30,287 | $31,201 | $31,736 | $32,642 | $33,554 | $33,592 | $34,443 |
| GS-2 | $30,962 | $31,698 | $32,725 | $33,592 | $33,967 | $34,966 | $35,964 | $36,963 | $37,962 | $38,960 |
| GS-3 | $33,784 | $34,911 | $36,038 | $37,164 | $38,291 | $39,418 | $40,544 | $41,671 | $42,797 | $43,924 |
| GS-4 | $37,924 | $39,188 | $40,453 | $41,717 | $42,982 | $44,246 | $45,510 | $46,775 | $48,039 | $49,304 |
| GS-5 | $42,430 | $43,845 | $45,259 | $46,674 | $48,088 | $49,502 | $50,917 | $52,331 | $53,746 | $55,160 |
| GS-6 | $47,298 | $48,874 | $50,451 | $52,028 | $53,604 | $55,181 | $56,757 | $58,334 | $59,910 | $61,487 |
| GS-7 | $52,559 | $54,311 | $56,063 | $57,816 | $59,568 | $61,320 | $63,072 | $64,824 | $66,576 | $68,328 |
| GS-8 | $58,207 | $60,147 | $62,087 | $64,027 | $65,967 | $67,906 | $69,846 | $71,786 | $73,726 | $75,666 |
| GS-9 | $64,290 | $66,434 | $68,577 | $70,721 | $72,864 | $75,008 | $77,151 | $79,295 | $81,438 | $83,582 |
| GS-10 | $70,797 | $73,157 | $75,516 | $77,875 | $80,235 | $82,594 | $84,954 | $87,313 | $89,672 | $92,032 |
| GS-11 | $77,785 | $80,379 | $82,972 | $85,566 | $88,159 | $90,752 | $93,346 | $95,939 | $98,533 | $101,126 |
| GS-12 | $93,231 | $96,339 | $99,447 | $102,555 | $105,663 | $108,771 | $111,879 | $114,987 | $118,095 | $121,203 |
| GS-13 | $110,865 | $114,561 | $118,256 | $121,952 | $125,648 | $129,343 | $133,039 | $136,735 | $140,430 | $144,126 |
| GS-14 | $131,009 | $135,376 | $139,744 | $144,112 | $148,479 | $152,847 | $157,214 | $161,582 | $165,949 | $170,317 |
| GS-15 | $154,100 | $159,237 | $164,374 | $169,511 | $174,648 | $179,785 | $184,921 | $190,058 | $195,195 | $197,200 |
- Biweekly (26 pay periods)
- $3,585.81
- Monthly
- $7,769.25
- Hourly (2,087 hours)
- $44.67
- Overtime hourly (1.5×, capped for higher grades)
- $67.01
- Est. biweekly take-home (single, no TSP/FEHB)
- $2,687.36
2026 OPM tables: base schedule +1.0%, locality percentages unchanged from 2025. Take-home excludes FERS (0.8%–4.4%), TSP and FEHB deductions.
Other locality areas
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Frequently asked questions
What is the 2026 locality pay for Cincinnati-Wilmington-Maysville?
21.93% on top of the base General Schedule, unchanged from 2025. Combined with the 1% base increase, pay rose 1% in 2026.
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Estimates for information only — not tax, legal or financial advice.